Yan from Owner.One
I have nothing against crypto. Quite the opposite. But everything must be done carefully. What’s the main issue with large-scale crypto transactions? In 91% of cases, converting from fiat to crypto and back breaks the chain of ownership, limiting capital mobility. Why? Imagine you have $1M in business dividends. You have all the necessary documentation, making you a respectable capital owner to banks. Now, you decide to purchase cryptocurrency, like Bitcoin or USDT. This is a standalone transaction. Later, when you exchange the crypto back into fiat (whether tomorrow or in a year), that becomes a separate, independent transaction. These two operations are not formally linked. As a result, you’ve traded clean capital for crypto, but when exiting, you no longer have the supporting documentation. The chain of continuous ownership is broken. For small sums, this isn't a big issue, but for large amounts, it becomes a red flag for banks. The receiving bank will demand a clear ownership history, and without it, your funds raise suspicion. Banks today require detailed transparency at every stage of capital accumulation—they want to trace every dollar. When you break the ownership chain with crypto, it becomes difficult, if not impossible, to justify the source of your funds. While this problem can be avoided, statistics show that only 9% of people worry about it in advance.